Introducing Natalie Whittaker our Mortgage & Protection Case Manager
6 July 2023Natalie supports our mortgage broking team progressing mortgage applications to ensure we continue to offer excellent client service to our clients.
Remortgages
Our expert mortgage brokers are on hand to help you remortgage to ensure you move to the lowest rate for your circumstances.
With access to literally 1000’s of remortgage options, we can help you select the perfect remortgage deal for your needs.
Speak to a mortgage adviserWhen do I remortgage?
You don’t always have to wait until your current mortgage comes to the end of its term. As time passes, your financial situation could change, meaning that swapping mortgage mid or towards the end of your term could save you money. Or, you may have decided to move, so there could be a better mortgage to cover your new home.
Interest rates could also have changed, so there could be a mortgage out there on a better rate than the one you are currently paying.
As part of all our remortgage reviews, we will factor in any potential Early Repayment Charges that could apply to your current mortgage deal. By factoring this in, we ensure that you have all the facts available to help you make the right remortgage choice.
Why remortgage?
There are many benefits to remortgaging, including:
- Lower monthly repayments
- Shorter mortgage term
- Free up some extra cash for home improvements
- Change mortgage type, for example interest only to repayment
- Change mortgage product, variable rate to fixed rate for example
Our experienced and professional team of mortgage brokers compare thousands of remortgage offers from the UK’s top mortgage lenders, to find you the ideal remortgage to match your individual needs.
Which mortgage is best for me?
The answer to this question will very much depend on the results of our mortgage review. The results will determine if one of the following will be a better option for your remortgage:
- Fixed Rate Remortgage
- Tracker Rate Remortgage
- Capped Rate Remortgage
- Discount Remortgage
- Offset Remortgage
Mortgage Calculator
This Mortgage Calculator provides a guide to how much you’d pay each month. The exact amount will depend on the type of mortgage and the lender. Contact our team for an exact quote.
This calculator is for illustrative purposes only.
Ready to find the perfect mortgage?
Contact our Mortgage Advisers and we’ll find the perfect mortgage for your situation. Complete this form or call 01462 510 400.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
Your home may be repossessed if you do not keep up repayments on your mortgage.
“Fortune Financial staff really professional and always helpful. I have deal with Rachel and Cade for a recent re-mortgage and they were always quick to respond back and communication was excellent. They offered me an excellent mortgage product and I was pleased with their solicitor recommendation as well. Highly recommend. Thank you.”
“Really nice company who sorted out our remortgage. Really straightforward to do and good communication from the team. They worked hard to get it through as quickly as possible for us and even our solicitors praised them for being on top of it throughout. Would never waste time filling in the forms and going through the tedious process of trying to find the "right mortgage" again on our own when Fortune Financial do it all for you. Stress free. ”
“The team at Fortune have been fantastic at finding us an amazing remortgage deal in these tough times. They worked hard at ensuring the process was uncomplicated and kept us informed every step of the way and answered all our queries as quickly as possible. The team are so responsive. We have used other financial advisors in the past so we were weary as to finding a good one. Highly recommend the team for all mortgage and financial planning advice.”
Mortgage & Insurance News
Mortgage rates hit 6%: What you need to know
26 June 2023With mortgage rates once again hitting 6%, as a homeowner in Hitchin, Stevenage, or Letchworth, you may be rightly worried.
Positive signs for the mortgage market
10 May 2023Mortgage adviser at Fortune Financial Planning in Hitchin Hertfordshire reviews why there are positive signs in the mortgage market this spring.