Your mortgage payment is likely your highest monthly cost, so a remortgage can really help ease the pressure in 2022.
How would you and your family cope financially if you were unable to work because of illness or accidental injury?Speak to an insurance adviser
Financial security when you need it most
You might think it wont happen to you, but if you were in this situation how long could you afford to pay your financial commitments, for example mortgage/rent or household bills. The money you may be entitled to from the government may not be as much as you might expect. Fortune Financial Planning can advise and arrange Income Protection that provides you with a regular income if you are off work because of illness or accidental injury during the cover term.
Why do people buy Income Protection?
It replaces part of your income
If you cant work because you become ill or disabled, Income protection will be able to replace part of your income to help you through a difficult time.
It pays out until you can start working again
Income protection will pay out until you can start work again or until you retire, die or end the policy term, whichever is sooner.
It covers most illnesses that leave you unable to work
Either in the short term or long term depending on the type of policy and its definition of incapacity.
You can claim as many times as you need to
While the policy lasts you can claim as many times as you need to.
Family Income Benefit
A regular income for your family when your gone
Family Income Benefit insurance pays out a fixed regular amount of money to your loved ones. The payments start when you die and continue until the end of the policy. As it’s a regular payment it can be used as an income to help pay bills and maintain your family’s lifestyle.
Why do people buy Family Income Benefit?
Instalments for Family Income Benefit are fixed which means they will never change.
Only takes a few minutes to get covered
To get covered for Family Income Benefit it only takes a few minutes, speak to one of our team to get covered.
A helping hand for your loved ones
When you die the policy will pay out a regular amount of money to your loved ones until the policy ends.
Young family help
If you have a young family, you might want cover to run until your children are grown up, using the income for everyday expenses or specific items such as school or university fees.
Unemployment Cover is a type of income protection and/or mortgage payment protection. It is designed to pay you a benefit if you are made redundant. Losing your job, and therefore your income is a horrible experience as it adds significant financial worries so Unemployment cover gives you peace of mind.
Why do people buy Unemployment Cover?
Some of your income is covered
If you have Unemployment cover up to 65% of your income is covered giving you peace of mind.
Protects your mortgage, rent and bills
Unemployment cover protects your mortgage payments, rents and bills helping you out in a difficult time.
Ready to get an Insurance Quote?
Contact Kayleigh, our Insurance Specialist, and she will find you the perfect insurance package for your circumstances. Complete this form or call 01462 510 400.
“Our dealing with Fortune Financial Planning Ltd has been nothing short of phenomenal. I say this because they took the time to guide us and at times educate us on issues that would benefit us. At no point did we feel on our own or uninformed.”
“Mark was very knowledgeable about the products I wanted. Very professional and made the process really easy and simple. I will definitely be going back there for future help when needed and would highly recommend.”
“Amazing! We had a complicated matter and they made us feel at ease at every point. Found fantastic deal you do not have access to from online searches. Can highly recommend and have already recommended to friend who’s buying their first home.”
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At Fortune Financial in Hitchin, we understand the unique and exceptional importance of your home to you. However, despite the protection put in place
Yes you can, by having a personal income protection plan tailored to your needs. This protection plan will replace your income in the event