Hitchin Mortgage Advisers Voted Top Rated in The Financial Times in 2023

Monday 30 January, 2023

Fortune Financial mortgage broker Mark Seddon named as top performer by FT

Fortune Financial Planning in Hitchin, Hertfordshire has been awarded a Top-Rated Mortgage Adviser status once again for the second year running. We are proud to announce that in March, our director, and Mortgage Adviser Mark Seddon will be named in the Financial Times as a recognised top performer in the mortgage industry for 2023. This award is achieved, due to our continuous 5-star reviews from mortgage customers, post completion of their remortgage, buy to Let mortgage arrangement and residential property purchases using a mortgage. 

Hitchin residents should take local mortgage advice

Throughout 2022, the mortgage market was volatile, with interest rates increasing for many customers. It was advisable for customers to take mortgage advice, and this situation has continued in early 2023. 

Fortune Financial located in centre of Hitchin

Fortune Financial are proud to have moved premises and launched our customer facing mortgage shop on the iconic Bridget Street, in Hitchin town centre. The combination of the mortgage market changes, and our Hitchin town centre presence means we can support and provide mortgage advice for a significant number of local Hitchin customers.

Mark Seddon, CEO and mortgage advisor at Fortune Financial Mark says: 

‘It’s been a difficult time for many local Hitchin residents and customers living in the surrounding North Hertfordshire area, as the combination of the cost-of-living crisis and the increasing cost of many mortgage products as mortgage rates rise, mean many people don’t know what to do to meet their monthly financial requirements and those essential bills’. 

Get mortgage advice now and find the best mortgage option

Mark Seddon, CEO, and mortgage advisor at Fortune Financial Mark continues: 

The positive news is that there are plenty of ways you can tailor your mortgage to assist with the cost-of-living crisis.  Some clients have temporarily stopped paying both capital and interest and are just paying off interest only. An alternative route, is to extend the term of your repayment mortgage, as spreading the cost of repayment over a longer period means reduced monthly mortgage payments. These options can be extremely cost effective.  Although these changes do come with negative implications, we can always recommend speaking with our professional mortgage advisers, prior to making changes to the structure of your lending to assess whether it is the best thing to do given your circumstances.

As mortgage interest rates increase the need for mortgage advice is more important

These recent interest rate increases have made the need for mortgage advice even more important. This has had a real impact on the number of clients making appointments at our Bridge St office, which has given us the opportunity to offer a 5-star, top rated service, and mortgage advice. 

Our client service is appreciated by our mortgage clients

Receiving our Top-Rated Mortgage Adviser status for 2023 has been rewarding, as it gives us confidence our mortgage advice and client service is second to none. For our team at Fortune Financial, it is always about the client journey. From initial enquiry to mortgage advice, mortgage offer and completion, we are there every step of the way. We value giving clients confidence to complete their house purchase or find the most suitable mortgage, whilst offering support and guidance throughout the process, as communication is key.

If you are due to remortgage in 2023 call our mortgage broking team now

With mortgage interest rates and the cost of lender mortgage products reducing at the start of 2023, we feel it’s a good time to secure a mortgage product if you are due to remortgage soon. 

If you are an existing mortgage customer, with a mortgage product coming to an end within 7 months of this end date, we strongly advise speaking to us so you can be proactive in securing a new mortgage rate. At Fortune Financial Hitchin, we tailor the most suitable mortgage lender to your circumstances, ensuring you meet the lenders criteria and affordability for the mortgage borrowings. 

Home movers and first-time buyers are finding property availability lower but demand still high, so this can make it difficult to source a new property. Fortune Financial have relationships with local Estate Agents, if you would like to register your interest for new properties coming to the market, we can certainly point you in the right direction. 

Buy to let investors take mortgage advice from our Hitchin based mortgage brokers

Buy to Let investors find themselves in need of mortgage advice, due to Buy to Let mortgage lenders tightening up their stress testing, making it harder to source the best deals for their investment in property. Having helped many Buy to Let investors purchase or remortgage their property portfolio over the past decade, we have expert mortgage knowledge and experience in the market. We also have access to specialist mortgage lenders, who can for example ‘Top Slice.’ This means including a customer’s income for the stress testing as well as the rental valuation. This route tends to increase lending ability, opening up the ability to secure better mortgage rates and products on a Buy to Let basis. 

In summary…

With excellent customer feedback we are hopeful or retaining our title as Hitchin’s Top Rated mortgage adviser next year. Our feedback gives us a real sense of achievement that we are giving the right mortgage advice to residents of Hitchin and the surrounding area. We would also like to take this opportunity to thank our clients for choosing Fortune Financial for your mortgage and protection advice. 

Contact our mortgage brokers for expert mortgage advice

If you would like to arrange your Mortgage consultation with the Top-Rated team at Fortune Financial, please contact our Mortgage Team in Hitchin Hertfordshire, who will review your circumstances and provide a personalised mortgage recommendation for the current economic and financial climate. We can offer a face-to-face appointment at our mortgage shop on Bridge St, Hitchin, or alternatively a remote appointment via telephone or Zoom. Please either complete our website contact form, call 01462 510400 or email info@fortunefinancial.co.uk

Mark Seddon
Director and Mortgage Adviser, Fortune Financial, Hitchin

The information contained within was correct at the time of publication but is subject to change. Your home may be repossessed if you do not keep up repayments on your mortgage.

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